The electronic wallet that secures and accelerates farmers' transactions
The electronic wallet that secures and accelerates farmers’ transactions By securing financial support for farmers using artificial intelligence and satellite monitoring, Agrikalpay facilitates the supply of inputs at lower costs in agricultural value chains.
Problems encountered by producers
Limited access to affordable financing
Producers struggle to find financing and, when they do, interest rates are excessively high, approaching the usury rate.
Obtaining high cost inputs and materials
Producers face obstacles in sourcing affordable agricultural inputs and equipment. High costs hamper their profitability and their ability to improve production.
Waste of time and effort for payments
Producers are forced to travel long distances and spend a lot of time to receive their payments after agricultural production. This creates inefficiencies and hampers their productivity..
Trust deficit in the agricultural supply chain
Producers do not always deliver the crops they promised to manufacturers after receiving financing. This lack of reliability creates management problems throughout the supply chain.
A USSD application to facilitate access to inputs, digitize payments and promote savings.
Request financing
Purchase of raw materials from a supplier under the aegis of an industrialist
Withdrawal of money
Agrikalpay wallet to producer's mobile account
Money transfer
Sending money at zero francs between agrikalapay wallet users
My account
Balance consultation, mini transaction statement and PIN code change.
Advance on pineapple
Request for an advance from a manufacturer against a quantity of pineapples
My contracts
List of contracts, declaration of availability of part or all of production
Input purchases
Purchase of a variety of inputs with remote payment via the Agrikalpay wallet
Supply
Agrikalpay wallet via mobile money
A USSD application to facilitate access to inputs, digitize payments and promote savings.
Request financing
Purchase of raw materials from a supplier under the aegis of an industrialist
Withdrawal of money
Agrikalpay wallet to producer's mobile account
Money transfer
Sending money at zero francs between agrikalapay wallet users
My account
Balance consultation, mini transaction statement and PIN code change.
Advance on pineapple
Request for an advance from a manufacturer against a quantity of pineapples
My contracts
List of contracts, declaration of availability of part or all of production
Input purchases
Purchase of a variety of inputs with remote payment via the Agrikalpay wallet
Supply
Agrikalpay wallet via mobile money
Agrikalpay , a solution supported by cutting-edge technologies.
Smart contracts to automate transactions
Agrikaplay relies on blockchain and smart contracts to irrevocably commit the farmer to the industrialist - trader, ensure transparency and access to information for all, and automate transactions once the conditions met, thus removing intermediaries, reducing payment times and strengthening trust between members.
Artificial intelligence to optimize financing
Agrikalpay deploys artificial intelligence that relies on data aggregates, cost history, weather data, KYC data, to facilitate the validation of financing requests, determination of market prices, evaluation risk and planning of producer loans.
Satellite monitoring to reduce risks and build confidence
Thanks to satellite imagery and crop monitoring, Agrikalpay provides agricultural information to support the producer throughout the crop, determine when the harvests are ready, to inform the industrialist, and oblige the farmer to honor its commitments, and anticipate the risk of the latter selling crops on the parallel market
Testimonials
Since I started using Agrikalpay , selling my products has become much easier. In addition, the money from sales arrives directly into my Agrikalpay account , without the need for travel. This solution also simplified the purchase of fertilizers remotely, reduced travel and improved transaction transparency.
Agrikalpay has transformed the management of my agricultural finances. Previously, check payments required one-time cashing. Now, thanks to Agrikalpay , I can withdraw the money as and when I need it, allowing me to better plan my next campaigns and save for the future.
Thanks to the digitalization of financial transactions, Agrikalpay eliminates the inconvenience, wasted time and security problems associated with cash payments. The solution fits perfectly with our mission, which aims to make access to the services we offer to our producers easier and more efficient.
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